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MasterCard NIV

MasterCard NIV

With our high-level experience at NIV certification, we are here to give you the best service during your new payment scheme adaptation process.

Host Certification

Network interface testing is a certification process that is demanded as mandatory from acquirers by payments schemes. This certification ensures that the subjected payment scheme and the acquirer is communicating with each other in pre-defined standards and integration between them is completely flawless. It tests ISO/IEC 8583 interface communication between the host system and payment network using EMV contact and PayPass M/Chip transactions which depends on customer profiles and requirements. NIV also includes test and validation activities for authorization and clearing processing.

With our high-level experience at NIV certification, we are here to give you the best service during your new payment scheme adaptation process. We can complete and analyse all outcomes that needs to be done at acquirer tests and fasten your production deployment. Don’t leave your certification to any chance and get experienced help from us to avoid money and time loses with unnecessary iterations.


Requirements For MasterCard NIV

  1. NIV Test Tools: Depending on their implementation, the NIV test tools uses physical chip cards or a chip card simulator, and EMV card/terminal trace functionality. You need to use the latest version of these tools. The manual M/Chip Qualified Test Tools lists the relevant test tools (for EMV contact, for EMV Contact-PIN Management and for PayPass M/chip) together with contact information about the tool vendors. The manual is available on MasterCard Connect.
  2. Simulators: Install the latest version of the MasterCard MAS simulator for the dual message system or the MasterCard Debit Financial Simulator (MDFS) for the single message system and obtain the relevant valid MasterCard simulator license. The MasterCard simulators can be ordered on MasterCard Connect under Simulator Suite.
  3. Chip Terminal: NIV testing performs a number of chip transactions with the NIV test tool. A chip terminal or terminal simulator must be connected to the acquiring infrastructure to run these transactions.
  4. Test Specifications: The latest Customer Interface Testing Reference (CITR) is required

Why getting service from us?

Below you can see a few important assets we can provide to you.


More than 10 years of high tech experience on EMV and Card Payment System related projects.


High level of know-how on payment scheme regulations, requirements and workarounds


Cumulated experience of completed projects leads us to success.


In addition to project management and solution providing, we aim to train your staff to increase your self-competence.


With our support team and daily ticketing system, you can benefit from active support.

Do not hesitate to inquiry!

Our team will be happy to answer your questions.